easyCredit Ratenkauf

0% promotion - 04.10.-31.10.2022

For all online purchases via easyCredit Ratenkauf with a term of max. 12 months, we take over the interest in October 2022! During the promotion period, you can therefore conveniently take advantage of all the benefits of installment purchases and also save on interest.

The key data to our 0% action

• What: 0% interest
• Where: For purchases in our online shop
• When: 04.10.-31.10.2022
• Order values: 200 to 10.000 Euro
• Terms: 2 to 12 months
• Repayment: First you receive your order and can decide at your leisure. You pay the first installment at the earliest 30 days after delivery. You will receive your detailed installment plan by e-mail.
• Post-Ident: Not necessary! All necessary information is recorded directly online when you place your order.
• Instant decision
• Processing fees: None

Now new - installment purchase in the Modellbahnshop!

Instant decision - Fixed interest rate - No Post-Ident. You only need 5 minutes, your ID and a debit card to apply on the spot. The same terms and order values apply as for online purchases in our webshop. The only difference: If you receive an instant approval from easyCredit, you can also take delivery goods immediately.

Store online and pay conveniently in installments!

Instant decision - Fixed interest rate - No Post-Ident. The easyCredit Ratenkauf offers you the possibility to pay conveniently and easily by installments in the Modellbahnshop. Directly from home and without any risk. Because first you receive your order and pay later in your desired installments. easyCredit is a partner of the Volksbanken Raiffeisenbanken and stands for consumer friendliness and fairness.

Installment purchase at a glance

• Order values: 200 to 10,000 euros
• Terms: 2 to 60 months
• Repayment: First you receive your order and can decide at your leisure. You pay the first installment 30 days after delivery at the earliest. You will receive your detailed installment plan by e-mail.
• Post-Ident: Not necessary! All necessary information is recorded directly online when you place your order.
• Instant decision
• Processing fees: None

Rely on a strong partner:

easyCredit is a partner of the Volksbanken Raiffeisenbanken and stands for consumer friendliness and fairness.

FAQ - easyCredit Ratenkauf:

What is easyCredit Ratenkauf?

With easyCredit Ratenkauf, you have the option of paying conveniently and easily by installments in the Modellbahnshop. You decide how much you want to pay and thus enjoy the greatest flexibility in realizing your wishes.

Who can take out the easyCredit Ratenkauf?

If you have a regular monthly income, easy Credit will be happy to consider an individual offer.

What documents are necessary for the order?

You will receive the decision as to whether easyCredit Ratenkauf is possible immediately as part of the ordering process. A downstream check is not necessary, so you do not need to submit any documents.

What credit amounts are possible with easyCredit Ratenkauf?

You can make purchases between 200.00 euros and 10,000.00 euros conveniently and easily with easyCredit Ratenkauf.

What terms are offered?

Terms of between 2 and 60 months are possible.

What collateral is required?

Collateral does not have to be provided.

When are the monthly installments debited?

You can choose the 1st or 15th of the month. Changes can also be made at any time during the term in your easyCredit customer portal.

Are unscheduled repayments possible during the term?

Special repayments are possible at any time free of charge. Special payments automatically reduce the monthly installment. Please note that the minimum installment of 20.00 euros cannot be undercut. In such cases, the term will be adjusted (term reduction).

Does the rejection of my financing request influence further orders?

No, your product request will always be examined individually, so that a later decision may well be positive.

Does the PostIdent procedure have to be carried out?

No, the PostIdent procedure is not necessary here.

Can I adjust my installment plan during the term?

If financial bottlenecks occur during the term of the loan, you have the option of suspending the installment plan or permanently reducing the installment. Visit your easyCredit customer portal here and make the desired adjustment yourself.

What is the easyCredit customer portal?

When you complete your installment purchase by easyCredit, you will automatically receive the access data to your personal easyCredit customer portal. Here you can manage your installment purchases, make changes to your personal data, place orders or even execute them yourself. This online portal also serves as your personal mailbox, where all relevant documents relating to your installment purchase are stored and can be viewed at any time.