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easyCredit purchase on account

Now new - Pay in a relaxed way with easyCredit invoice

Simple - Secure - Fast. With easyCredit invoice, you can pay for your purchase on account. You receive the goods and the amount is only debited from your account after 30 days at the earliest. Without any hidden costs, fees or annoying paperwork. Simply select invoice in the payment process. And if you want to repay more quickly, that's no problem either - it's simple and flexible.

easyCredit invoice at a glance

  • Order values: 50 to 5,000 euros
  • For goods and product-related services
  • Repayment: You pay at the earliest 30 days after delivery. You first receive your order and can then decide at your leisure.
  • Without additional costs
  • Early repayment is possible free of charge by bank transfer
  • For customers aged 18 and over who are resident in Germany

You can rely on a strong partner:

easyCredit-Rechnung is a product of TeamBank AG, Beuthener Straße 25, 90471 Nuremberg, www.teambank.de. With its easyCredit product family, TeamBank AG is the competence centre for modern liquidity management in the Volksbanken Raiffeisenbanken cooperative financial network. By providing and networking innovative products and services, customers have easy access to liquidity anywhere and at any time.

Purchase on account FAQ

What is easyCredit invoice?

With easyCredit invoice, you have the option of making your purchase now and paying for it in 30 days at the earliest.

Who can use easyCredit invoice?

If you are over the age of 18, have a regular monthly income and are resident in Germany, TeamBank will be happy to assess your individual requirements.

What documents are required for the order?

You will receive the decision as to whether you can pay with easyCredit invoice immediately during the ordering process.

What purchase amounts are possible with easyCredit invoice?

You can make purchases between 50 and 5,000 euros conveniently and easily with easyCredit invoice.

What collateral is required?

No collateral is required.

When will the purchase amount be debited?

The purchase amount will be debited at the earliest 30 days after receipt of the goods. The collection date is automatically set to the 1st of the month.

Is early payment of the purchase amount possible?

Early payment of the purchase amount due is possible free of charge at any time from the day after the purchase. Simply transfer the purchase amount to the account specified in the purchase contract/customer portal.

Does the rejection of my payment request affect further orders?

No, your product request is always checked individually so that a later decision may well be favourable.

Does the PostIdent procedure have to be carried out?

No, the PostIdent procedure is not necessary.

What is the easyCredit customer portal?

When you pay by easyCredit invoice, you automatically receive the access data for your personal easyCredit customer portal. Here you can manage your invoice purchases, make changes to your personal data, place orders or execute them yourself. This online portal also serves as your personal mailbox, in which all relevant documents relating to your invoice purchase and all other easyCredit products are stored and can be viewed at any time.